And honestly, they stink to me. I do not like the smell of most flowers. Roses hold no appeal to me because they hurt and they stink. There's one pretty part, but when you have to prune and care for the plant, it hurts you. Kind of like today's big mortgage companies. We try to do the right thing, and all they do is hurt us.
We had a buyer. It's no secret that the WORST state to own property in right now is NV, and if you are selling, it's at a major deficit unless you bought it over 15 years ago, then you might be breaking even. One particular bank wouldn't accept the short sale offer, they wanted more money. The potential buyer came up a tiny bit. Nope, the big bad mortgage company would not budge off of their dollar figure. They are not HERE. They aren't getting what it's like to BE here. My agent said there has been another slump in the market and the mortgage companies always play catch up because they base what they do on the past, and are never really up to date with what is currently happening. Reality is all I'm asking for, and reasonableness. They are letting that buyer walk. And we are leaving. We only had ONE offer; it's not like people were lined up at the door.
What incentive does a mortgage company have to have a homeowner? None. They are made whole no matter what. So when houses sit empty, they don't care--they aren't losing anything. And let me tell you something else. Those so called "government programs" are a frickin' joke. Nobody qualifies for them, and if you jump through all their hoops to try to play their game because you meet ALL of the qualifying criteria, and you could BE the poster child for whatever program, they just screw you around. Because guess who's administering the programs???? Those Bunch Of Asswipes and CHArlatans who can't even communicate within their own damn series of companies. And WHAT is their profit margin again?
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